May 27, 2016
Life Hack
If you find yourself with a paper cut, grab a ChapStick, or another type of lip balm, and rub it on the cut. It will help soothe the pain of the cut and it helps the cut heal faster.
May 20, 2016
Happy Friday
"You are braver than you believe, and stronger than you seem, and smarter than you think."
I am brave, strong, and smart in predicting that today will be a Happy Friday!
I am brave, strong, and smart in predicting that today will be a Happy Friday!
John Wayne Day
A few years ago, Texas declared a statewide John Wayne Day to commemorate the iconic actor’s birthday on May 26th for his cinematic contributions to the culture of America.
Texas also named Wayne an honorary Texan, though Wayne, born Marion Mitchell Morrison, was actually born in Iowa. Many films that he starred in were filmed in Texas and for many Texans he has always been an honorary son of the Lone Star State.
Texas also named Wayne an honorary Texan, though Wayne, born Marion Mitchell Morrison, was actually born in Iowa. Many films that he starred in were filmed in Texas and for many Texans he has always been an honorary son of the Lone Star State.
Chip Credit Cards
My ever curious friend, Jeff asked if I thought the new chip cards were more secure than the magnetic stripe cards, so I went hunting to find out the latest info.
More than three-quarters of a billion credit and debit cards are in use in the US. By the end of 2016, over 90 percent will be converted to EMV (which stands for Europay, Mastercard, Visa) cards with a chip. The US is one of the last markets to go to EMV, on a short list with Papua New Guinea and Mongolia.
About half of all credit card fraud happens in the United States even though the country only makes up about 25% of all credit card transactions, according to a Barclays report. Financial institutions had been required to pay for credit and debit card fraud until Oct. 1, 2015. Now whoever has the oldest technology when the fraud occurs, the bank or the merchant, determines who covers the cost for the crime.
Current US chip cards are vulnerable because they still employ the old magnetic stripes so that businesses that have not yet made the transition to EMV technology can still access users’ credit data.
The new cards do not work quite the same way they do in Europe, but they are a step closer. The type of card being rolled out in the US still requires a signature when you pay. Eventually, what will be used in the US is what is used in the rest of the world, known as "chip and PIN." It would work similar to an ATM card now. You insert your card and enter a four-digit password to approve the transaction. Security experts believe this is much safer than card and signature to pay for things.
The biggest difference between the old card and new one is the metal 'smart' chip embedded on the front, making personal data much safer (once they eliminate the stripe on the back). The chip assigns a unique code for every transaction made on the card. Even if a thief acquired that code, it could not be used to make another purchase. Chip cards are also harder to duplicate although it is not unheard of.
These new EMV cards do not contain the older radio frequency (RFID) technology from a few years ago as some older ones did. No need to worry about covering with foil, etc., as they cannot be scanned within your wallet.
The new EMV chip cards were designed to help curtail credit card fraud; however, there are still vulnerabilities with these cards. Nothing is perfect, so caveat emptor.
More than three-quarters of a billion credit and debit cards are in use in the US. By the end of 2016, over 90 percent will be converted to EMV (which stands for Europay, Mastercard, Visa) cards with a chip. The US is one of the last markets to go to EMV, on a short list with Papua New Guinea and Mongolia.
About half of all credit card fraud happens in the United States even though the country only makes up about 25% of all credit card transactions, according to a Barclays report. Financial institutions had been required to pay for credit and debit card fraud until Oct. 1, 2015. Now whoever has the oldest technology when the fraud occurs, the bank or the merchant, determines who covers the cost for the crime.
Current US chip cards are vulnerable because they still employ the old magnetic stripes so that businesses that have not yet made the transition to EMV technology can still access users’ credit data.
The new cards do not work quite the same way they do in Europe, but they are a step closer. The type of card being rolled out in the US still requires a signature when you pay. Eventually, what will be used in the US is what is used in the rest of the world, known as "chip and PIN." It would work similar to an ATM card now. You insert your card and enter a four-digit password to approve the transaction. Security experts believe this is much safer than card and signature to pay for things.
The biggest difference between the old card and new one is the metal 'smart' chip embedded on the front, making personal data much safer (once they eliminate the stripe on the back). The chip assigns a unique code for every transaction made on the card. Even if a thief acquired that code, it could not be used to make another purchase. Chip cards are also harder to duplicate although it is not unheard of.
These new EMV cards do not contain the older radio frequency (RFID) technology from a few years ago as some older ones did. No need to worry about covering with foil, etc., as they cannot be scanned within your wallet.
The new EMV chip cards were designed to help curtail credit card fraud; however, there are still vulnerabilities with these cards. Nothing is perfect, so caveat emptor.
Films and Colons
Twenty films Hollywood will release in 2016 contain a colon in their title, such as “Captain America: Civil War.” Thirteen are sequels, one is a reboot, one is a spinoff, one is based on a TV series, one is a concert film, one is an original comedy, and two are based on books. The colon proliferation is indicative of the industry’s reliance on sequels and reboots that need to slightly distinguish themselves from their predecessors.
Next year, 2017 is building to be the same 'title with colon' names.
Next year, 2017 is building to be the same 'title with colon' names.
Olive Oil Facts
Generally speaking, olive oils fall into one of two broad categories: unrefined (virgin and extra virgin), and refined (pure and light).
Olives used to make the two virgin, unrefined oils are cold pressed and not treated with heat or chemicals. The olives are simply pressed and squeezed to get the oil out. Olives that produce the highest quality oil in terms of rich taste and acidity make extra virgin olive oil. Slightly riper olives, that are also just pressed, produce virgin olive oil.
To be graded extra virgin, the olive oil must have an oleic acid content of less than 0.8%, while virgin olive oil can have as much as 2.0%, or 1.5% under International Olive Council standards.
Extra virgin olive oil is generally preferred for things like dressing and dips, where a flavorful oil is preferable and the oil is not going to be subjected to high heats that would rapidly degrade it.
The refined oils are generally made from oils that would be relatively unpalatable if bottled without further processing. They are treated with solvents and high heat to remove undesirable odors and flavors. The process leaves a relatively neutral-tasting, light color olive oil. Sometimes, in order to make light oils taste a bit like the more expensive grades, a small percentage of virgin olive oil is blended into the refined oil. Some labeled light olive oils are blended with other oils such as canola.
While the refined olive oils are less nutritious, they are also less affected by high temperatures when compared with the virgin oils. For comparison, the smoke point of extra virgin olive oil is approximately 320°F (160°C), virgin at approximately 420°F (215°C), and light at approximately 465°F (240°C). As such, it is typical to use light olive oil for baking, grilling, frying, and sautéing, essentially where high temperatures are required.
During 2015, Italian authorities discovered that 9 out of every 20 bottles of olive oil sold by its top exporters were tainted with other types of oil. Among the companies allegedly selling lesser-quality oils as “extra virgin” were Bertolli, Carapelli and Primadonna.
To get around the problem of mislabeling, in the US the California Olive Oil Council provides olive oil grade certification, with its seal appearing on certified bottles. Beyond looking for these certifications, it is also important to avoid olive oils that lack a harvest date on the label, as extra virgin olive oil’s shelf life is generally only in the range of 18-24 months and a lack of such data could possibly indicate older oil being sold. Choosing oils that include their harvest date on the label ensures fresher oil.
It is best to store olive oil away from light and heat, as well as to limit exposure to air as these factors will rapidly degrade the quality of the oil.
Olives used to make the two virgin, unrefined oils are cold pressed and not treated with heat or chemicals. The olives are simply pressed and squeezed to get the oil out. Olives that produce the highest quality oil in terms of rich taste and acidity make extra virgin olive oil. Slightly riper olives, that are also just pressed, produce virgin olive oil.
To be graded extra virgin, the olive oil must have an oleic acid content of less than 0.8%, while virgin olive oil can have as much as 2.0%, or 1.5% under International Olive Council standards.
Extra virgin olive oil is generally preferred for things like dressing and dips, where a flavorful oil is preferable and the oil is not going to be subjected to high heats that would rapidly degrade it.
The refined oils are generally made from oils that would be relatively unpalatable if bottled without further processing. They are treated with solvents and high heat to remove undesirable odors and flavors. The process leaves a relatively neutral-tasting, light color olive oil. Sometimes, in order to make light oils taste a bit like the more expensive grades, a small percentage of virgin olive oil is blended into the refined oil. Some labeled light olive oils are blended with other oils such as canola.
While the refined olive oils are less nutritious, they are also less affected by high temperatures when compared with the virgin oils. For comparison, the smoke point of extra virgin olive oil is approximately 320°F (160°C), virgin at approximately 420°F (215°C), and light at approximately 465°F (240°C). As such, it is typical to use light olive oil for baking, grilling, frying, and sautéing, essentially where high temperatures are required.
During 2015, Italian authorities discovered that 9 out of every 20 bottles of olive oil sold by its top exporters were tainted with other types of oil. Among the companies allegedly selling lesser-quality oils as “extra virgin” were Bertolli, Carapelli and Primadonna.
To get around the problem of mislabeling, in the US the California Olive Oil Council provides olive oil grade certification, with its seal appearing on certified bottles. Beyond looking for these certifications, it is also important to avoid olive oils that lack a harvest date on the label, as extra virgin olive oil’s shelf life is generally only in the range of 18-24 months and a lack of such data could possibly indicate older oil being sold. Choosing oils that include their harvest date on the label ensures fresher oil.
It is best to store olive oil away from light and heat, as well as to limit exposure to air as these factors will rapidly degrade the quality of the oil.
Microsoft Windows 10 Update
Microsoft says its year-long offer will expire on July 29, 2016. After that date, unless a new offer materializes, you will need to pay for a Windows 10 upgrade of $119 for a Home upgrade or $199 for the Pro edition. Over three hundred million users have already converted to Windows 10, so it appears to be safe to upgrade now.
If you stick with an old version, just because you are comfortable, get over it. Older versions become more and more susceptible to malware attacks, which are much worse to deal with, as well as being more expensive than just upgrading for free.
If you stick with an old version, just because you are comfortable, get over it. Older versions become more and more susceptible to malware attacks, which are much worse to deal with, as well as being more expensive than just upgrading for free.
Practical Artificial Intelligence
Researchers tout the potentials of artificial intelligence (AI) as a game changer in a range of industries, but AI appears to have application in the world of gambling as well.
You may not have thought about using artificial intelligence for your Kentucky Derby bets, but those who did, turned their $20 to $11,000. The artificial intelligence, which had earlier predicted the winners of the Super Bowl and the Oscars, made a prediction of the winners in the last recent Kentucky Derby.
The odds for predicting the top four horses in the right order was 540 to one, but this was made possible with swarm intelligence, which amplifies, instead of replaces human intelligence. Swarm uses large groups as they are better at predicting the outcome of an event compared with any one person.
"Research shows that when animals in nature come together in swarms, they can enhance their intelligence to levels they could not have as individuals. UNU asked 20 people who claimed to be knowledgeable about the Kentucky Derby to winnow the horses to the top four and then had the human swarm choose the winning order. The group eventually guessed the winners of the game. Just as the swarm picked, Nyquist took the first place and was followed by Exaggerator, Gun Runner, and Mohaymen. It took about 20 minutes for the AI swarm to pick out the bets. Relying on the swarm's prediction, Unanimous made a $20 bet and won $10,800. Not one in the human group individually predicted the correct order of the horses.
A swarm tends to be more accurate compared with a poll because a poll merely gives the most popular answer and not the answer the optimizes the group's preference.
You may not have thought about using artificial intelligence for your Kentucky Derby bets, but those who did, turned their $20 to $11,000. The artificial intelligence, which had earlier predicted the winners of the Super Bowl and the Oscars, made a prediction of the winners in the last recent Kentucky Derby.
The odds for predicting the top four horses in the right order was 540 to one, but this was made possible with swarm intelligence, which amplifies, instead of replaces human intelligence. Swarm uses large groups as they are better at predicting the outcome of an event compared with any one person.
"Research shows that when animals in nature come together in swarms, they can enhance their intelligence to levels they could not have as individuals. UNU asked 20 people who claimed to be knowledgeable about the Kentucky Derby to winnow the horses to the top four and then had the human swarm choose the winning order. The group eventually guessed the winners of the game. Just as the swarm picked, Nyquist took the first place and was followed by Exaggerator, Gun Runner, and Mohaymen. It took about 20 minutes for the AI swarm to pick out the bets. Relying on the swarm's prediction, Unanimous made a $20 bet and won $10,800. Not one in the human group individually predicted the correct order of the horses.
A swarm tends to be more accurate compared with a poll because a poll merely gives the most popular answer and not the answer the optimizes the group's preference.
Wordology, Tantalize
The word "tantalize" comes from the plight of the mythological Tantalus, son of Zeus who so offended the gods by stealing ambrosia that he was condemned in the afterlife to an eternity of hunger and thirst. He was made to stand in a pool in Tartarus, the Underworld zone of punishment. Each time he reached down for the water that beckoned to his parched lips, it drained away. Overhanging the pool were boughs laden with luscious fruit, but each time Tantalus stretched to pluck a juicy fruit, the boughs receded from his grasp.
Its meaning is to cause someone to feel interest or excitement about something that is very attractive, appealing, etc. It also means to tease or torment by presenting something desirable to the view. but continually keeping it out of reach.
Its meaning is to cause someone to feel interest or excitement about something that is very attractive, appealing, etc. It also means to tease or torment by presenting something desirable to the view. but continually keeping it out of reach.
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