Step 1: Check your eligibility. Use the
eligibility lookup
tool to see if you were among the 144 million US residents
who was affected by the breach.
If the answer is no, congratulations. Your data may be still
included in dozens of other breaches, but not this one. If the
answer is yes, proceed.
Step 2: File a claim. You can use an online
form or, if you prefer, send in a paper claims form. On
the first page of the online claim form, fill in your personal
information and click next. The second page will ask you to
choose what you want to claim: cash or credit monitoring.
Selecting either option will bring up an explanation of your
choice. If you select credit monitoring, you will also have the
option to add an additional six years of service, provided by
Equifax, to the initial four years provided by Experian.
Finally, the form will ask if you lost or spent money as a
result of trying to prevent or recover from identity theft
linked to the incident. If you select "yes," you will be
presented with a form asking you to provide detailed information
and to upload documents supporting your claim. Funds spent
freezing your credit or paying for credit monitoring in the wake
of the breach are eligible in this section.