Passport vs. Visa

A passport serves two purposes: to regain entry to the country of citizenship (i.e. the United States) and is a requirement by many countries to gain entry to the country you are visiting.

A travel visa can be a stamp or sticker placed by officials of a foreign country on a passport that allows the bearer to visit that country.

Visas are obtained from the proper embassy or local consulates of the country to be visited. Visit is defined as the reason for entry, usually business, tourist or transitory. There are over 270 countries that offer travel visas and literally thousands of different types of visas available based upon country, type of visit, and length of visit. A travel visa is an official government document that temporarily authorizes you to be in the country you are visiting. There are about 185 different types of visas.


There are two main categories of US visas:  Non-immigrant visa - for temporary visits such as for tourism, business, work, visiting family, or studying. Immigrant visa - for people to immigrate to the United States.

Smart Credit Cards

Here is something coming to your wallet, a new MasterCard that has LCD screen and keyboard. The credit card with an LCD display and built-in keyboard has been launched in Singapore by MasterCard  The card will be available from January before being rolled out globally.

The card has touch-sensitive buttons and the ability to create a one-time password. Future versions of the card could display added information such as the remaining balance or display information such as loyalty or reward points or recent transaction history.

Last year, Visa announced a similar card with interactive functions. Smartphone manufacturers are hoping that enhanced credit cards will be quickly replaced by near-field communication feature that many smartphones already have.